New Couponing Methods

Have you started to load coupons onto your shopper’s cards? This saves time by not having to clip and file your coupons – they’re already automatically loaded for your use! Just register your cards at these websites:

There are also other new sources for snagging great coupons. Long gone are the days when you could only rely on the Sunday circulars for savings. You can now access coupons through a variety of sources:

  • Visit the coupon kiosks at such stores as CVS Pharmacy or Food Lion or Marsh supermarkets. Scan your card and a stream of coupons are yours within seconds. 
  • Sign up for text message deals such as with Target. To register just text COUPONS to 827438. Or go to and click on MOBILE.
  • Use store generated paperless offers like at Sams Club. If you visit you can acess your eValues account and find deals that are linked to your membership cards past purchases.
  • Go to a manufacturers website directly, especially for items that you purchase often. Your favorite product may just have a coupon or other promotions going on for their many brands.  

Deal or No Deal: Cell Phones

To cut savings on utilities many people have gone from having a landline phone to just using a cell phone.  This is understandable because of the many deals you get on long distance servicing, internet options and unlimited minutes. But, how do you determine if switching off your landline is the best for you? The following are some tips and advice to consider:   
It’s a good idea if:
  • You’re single, travel a lot for work and need to be reached.
  • You’re an empty nester. With no kids at home, you might depend on your landline less.
  • Your cell phone gets near-perfect reception in places where you spend most of your time.
  • You take advantage of free or low-cost VoIP, so that you have another way to stay in touch should something happen to your cell phone.
It’s a bad idea if:
  • You spend more than two hours per day on the phone (a landline likely is cheaper than that many minutes on a cell plan).
  • Your family depends on a landline. Look at the cost of giving each family member his or her own cell phone.
  • You want fast 911 service. Generally, 911 operators can’t find you automatically in an emergency if you’re on a cell phone.
  • You make a large number of international calls.
Additional tips to help you maximize savings should you choose to go with only a cellphone provider: 
  1. Do the math on your billing. Many plans charge additional fees for texting and web, look for unlimited plans.
  2. Get discounts by combining your family into the family plan specials that companies offer.
  3. If you need to use 411 services DON’T pay for them. Dial 1 – 800 – 466 – 4411 for FREE.
  4. You can compare plans by checking, and
  5. Forget buying phone insurance. They carry huge deductibles that may cost just as much as purchasing a new phone. 

Daily Deal Articles to help you $ave!

The Daily Deal Newsletter from has three articles that will help you save money.

CVS 10 – A Beginners Guide

Accumulating Coupons – Information & Resources

How to Slash Your Grocery Bill at Publix (these tips can be applied at any store that does BOGO)

All You Magazine’s Tips

All You Magazine has a great couple of articles inside their daily savings newsletter this week. It’s all on how to receive samples and freebies from almost anywhere. Check them out below…

33 Great Online Freebies

A guide to getting free stuff EVERYWHERE


Financial Savvy Site for Kids

A new website, ThreeJars.comenables children to learn how to earn, track and use their own money online. Children may divvy up their money into three categories, or “jars” — save, spend and share. They decide how much to store, spend and donate to charity. The site requires a yearly fee of $30 per family.

Parents set the allowance limit with each child, and on allowance payday, add money to the online total. The site tracks how much is owed and what has been paid. The site offers savings options such as “parent” bonds and certificates of deposit. With parents’ approval, children withdraw cash from their personal ATM or buy gift cards from 30 select retailers. And children direct points that they earn to causes they select.

People may also register for a free daily e-mail with financial tips This info was reported by….

-Sandra Guy- Chicago Sun Times

Avoid Unwanted Cell Phone Charges

Check out this informative article from WalletPop

Are Credit Card Rewards Worth It?

A lot of credit cards offer a rewards program now. Some allow you to earn points to be redeemed on merchandise, others offer cash back. But are these rewards really worth it? Read this article and determine for yourself.

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